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Accounting for foreigners running a business in Poland

Accounting for your Polish business, explained in English

Plumm is an AI accountant for JDG sole proprietors and companies in Poland. Invoices, taxes, ZUS and KSeF e-invoicing, handled automatically, so you do not have to decode Polish tax rules yourself. Everything that must go to Polish authorities goes in Polish, exactly as the law requires. Sign-up, invoice PDFs and our guides are in English; the app interface itself is currently Polish.

30 days free, no card requiredKSeF e-invoicing built inData hosted in the EU

How it works

Three steps, no accounting degree required

1

Sign up and tell us about your business

JDG sole proprietorship or sp. z o.o. company, your line of business, and how you're taxed. Takes a few minutes.

2

Send us your documents

Upload invoices and receipts, or scan them from your phone. Plumm's AI reads each one and books it to the right place.

3

Plumm calculates, you approve

VAT, PIT/CIT and ZUS contributions are calculated automatically every month. You review, confirm, and Plumm files on time.

What you get

Everything a Polish business needs to stay compliant

Invoicing + KSeF e-invoicing

Issue invoices in English, Polish or German. Every invoice is automatically prepared for KSeF, Poland's mandatory e-invoicing system.

AI expense scanning (OCR)

Photograph or upload a receipt or invoice. Plumm reads the vendor, amount and VAT rate, and books it for you.

Taxes calculated automatically

VAT, PIT, CIT and ZUS contributions are calculated from your bookkeeping every month, with deadlines tracked for you.

AI tax assistant

An assistant trained on Polish tax rules, available any time inside the app. It currently answers in Polish. Orientation and explanations, not a substitute for legal or tax advice.

Pricing

Simple, transparent pricing

Prices are net (PLN) per month; VAT (23%) is added on the invoice. Pay monthly, or commit for 12 months for a lower monthly rate.

PlanMonthly (net)With 12-month commitment (net/mo)
FreeFree-
Starter149 PLN134 PLN
Standard299 PLN269 PLN
Pro449 PLN404 PLN
Business649 PLN584 PLN
Business Plus1099 PLN989 PLN
Enterprise2000 PLN1800 PLN

Prices net, VAT added.

FAQ

Frequently asked questions

Do I need to speak Polish to use Plumm?

Being upfront: the app interface is currently in Polish, and so are the AI assistant's answers. Sign-up, invoice PDFs and these guides are in English, and English versions of the app are being rolled out. What Plumm removes is the hard part: knowing Polish tax rules, deadlines and forms, all of which it handles for you.

What gets filed with Polish authorities, and in what language?

VAT/PIT/CIT declarations, JPK files, ZUS filings and KSeF e-invoices are all filed in Polish, in the official formats Polish law requires. That is a legal requirement for every business in Poland, and Plumm prepares and files them for you.

Can I issue invoices in English?

Yes. Invoice PDFs are available in Polish, English and German. The structured KSeF invoice sent to the Ministry of Finance follows the required Polish schema, as it must for every business in Poland.

What is KSeF?

KSeF (Krajowy System e-Faktur) is Poland's national e-invoicing system for B2B invoices. It is already mandatory in stages: from February 1, 2026 for the largest businesses and from April 1, 2026 for everyone else, with the smallest taxpayers covered from January 1, 2027. Plumm prepares and sends your invoices through it automatically.

Which business forms does Plumm support?

JDG (sole proprietorship) and sp. z o.o. (limited liability company). Onboarding asks for your business form and tax settlement method up front.

Is my data safe?

Data is hosted in the EU and encrypted. See our security page for details on how Plumm protects your data.

How does the 30-day trial work?

You get 30 days free with no card required. Pick a plan and add payment details only if you decide to continue after the trial.

More on data protection: Security

Get your Polish business off spreadsheets

Run your business.
Let Plumm run the accounting.

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